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<channel>
	<title>Bury Liberal Democrats</title>
	<link>http://burylibdems.mycouncillor.org.uk</link>
	<description>Liberal Democrats in Bury, Prestwich, Radcliffe, Ramsbottom, Tottington and Whitefield</description>
	<pubDate>Thu, 23 Apr 2009 12:26:45 +0000</pubDate>
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			<item>
		<title>LIBERAL DEMOCRAT IMMEDIATE RESPONSE TO BUDGET</title>
		<link>http://burylibdems.mycouncillor.org.uk/2009/04/23/liberal-democrat-immediate-response-to-budget/</link>
		<comments>http://burylibdems.mycouncillor.org.uk/2009/04/23/liberal-democrat-immediate-response-to-budget/#comments</comments>
		<pubDate>Thu, 23 Apr 2009 12:26:45 +0000</pubDate>
		<dc:creator>vicdalbert</dc:creator>
		
		<category><![CDATA[Taxation]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Local Issues]]></category>

		<category><![CDATA[Local Services]]></category>

		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://burylibdems.mycouncillor.org.uk/2009/04/23/liberal-democrat-immediate-response-to-budget/</guid>
		<description><![CDATA[
Responding to Alistair Darling’s Budget, Liberal Democrat Leader Nick Clegg said:  
 
&#8220;Today we got a pick and mix Budget of recycled announcements from a government skilled in raising people’s hopes but incompetent at actually delivering help.  &#8220;This Budget is a political supermarket sweep of random promises, without even a hint of a plan or any likelihood [...]]]></description>
			<content:encoded><![CDATA[<p><span class="283381213-22042009"><font face="Arial"><font size="2"><strong><a href="http://vicdalbert.mycouncillor.org.uk/files/2009/04/clegg.jpg" title="clegg.jpg"></a><a href="http://vicdalbert.mycouncillor.org.uk/files/2009/04/clegg.jpg" title="clegg.jpg"><img src="http://vicdalbert.mycouncillor.org.uk/files/2009/04/clegg.thumbnail.jpg" alt="clegg.jpg" /></a></strong></font></font></span></p>
<p><span class="283381213-22042009"><font face="Arial"><font size="2"><strong>Responding to Alistair Darling’s Budget, Liberal Democrat Leader Nick Clegg said</strong>: </font></font><font color="#0000ff"><span class="973475613-22042009"><font size="2" face="Arial"> <br />
</font></span><span class="973475613-22042009"><font size="2" face="Arial"> <br />
</font></span></font><font size="2" face="Arial">&#8220;Today we got a pick and mix Budget of recycled announcements from a government skilled in raising people’s hopes but incompetent at actually delivering help.</font><font face="Arial"><font size="2"><span class="973475613-22042009"><font color="#0000ff"> </font></span></font></font></span><span class="283381213-22042009"><font face="Arial"><font size="2"><span class="973475613-22042009"><font color="#0000ff"> </font></span>&#8220;This Budget is a political supermarket sweep of random promises, without even a hint of a plan or any likelihood the promises will be put into practice.</font></font><font face="Arial"><font size="2"><span class="973475613-22042009"><font color="#0000ff"> </font></span></font></font></span><font face="Arial"><font size="2"><span class="973475613-22042009"></span>&#8220;The biggest disappointment in this Budget is its failure to sort out Britain’s unfair tax system. To put money into people’s pockets to help them make it through this recession.<span class="973475613-22042009"><font color="#0000ff"> </font></span></font><span class="973475613-22042009"><font color="#0000ff"><font size="2" face="Arial">&#8220;Britain’s taxes are too heavy on those who can least afford it. And too easy to avoid for those who know how. </font><font face="Arial"><font size="2"><span class="973475613-22042009"><font color="#0000ff"> </font></span>&#8220;The 50p rate will further encourage the very wealthy to avoid tax unless we tackle the unfair loopholes they exploit. <span class="973475613-22042009"><font color="#0000ff"> </font></span></font><span class="973475613-22042009"><font color="#0000ff"> </font></span></font></p>
<p></font></span></font><font size="2" face="Arial">&#8220;The Liberal Democrats would get practical help to people who are struggling and cut the vast majority of people’s Income Tax bills by £700, paid for by taking aggressive action to clamp down on all the loopholes and exemptions that benefit the richest people and biggest businesses.</font><font face="Arial"><font size="2"><span class="973475613-22042009"><font color="#0000ff"> </font></span></font></font><font face="Arial"><font size="2"><span class="973475613-22042009"></span>&#8220;We would take big choices about what government should and shouldn’t do.<span class="973475613-22042009"><font color="#0000ff"> </font></span></font><span class="973475613-22042009"><font color="#0000ff"><font size="2" face="Arial">&#8220;With a shocking deficit this year of £175bn we need a national debate about what the state can and cannot afford in the future.</font><font face="Arial"><font size="2"><span class="973475613-22042009"><font color="#0000ff"> </font></span>&#8220;That is the responsible way - the honest way - to reduce spending in the years ahead and avoid painful higher taxes.<span class="973475613-22042009"><font color="#0000ff"> </font></span></font><span class="973475613-22042009"><font color="#0000ff"><font face="Arial"><font size="2">&#8220;But Labour is out of ideas and out of steam.<span class="973475613-22042009"><font color="#0000ff"> </font></span></font></font></p>
<p></font></span></font></p>
<p></font></span></font><font face="Arial"><font size="2">&#8220;Today they have condemned us to years of unemployment and a decade of debt.<span class="973475613-22042009"><font color="#0000ff"> </font></span></font></font><font face="Arial"><font size="2"><span class="973475613-22042009"><font color="#0000ff"> </font></span></font></font><font face="Arial"><font size="2">&#8220;The country deserves something different.&#8221;<span class="973475613-22042009"><font color="#0000ff"> </font></span></font></font><font face="Arial"><font size="2"><span class="973475613-22042009"><font color="#0000ff"><span class="283381213-22042009"><font face="Arial"><font size="2">Read a summary of the party&#8217;s Economic Recovery Plan at </font><a target="_blank" href="http://www.libdems.org.uk/RecoveryPlan"><font size="2">www.LibDems.org.uk/RecoveryPlan</font></a></font></span></p>
<p></font></span></font></font><span class="283381213-22042009"></span></p>
<p><span class="283381213-22042009"><font size="2" face="Arial">You should be able to read Nick Clegg&#8217;s Budget response <span class="927145913-22042009">in the House of Commons </span>at <a target="_blank" href="http://www.publications.parliament.uk/pa/cm/cmtoday/cmdebate/home.htm">http://www.publications.parliament.uk/pa/cm/cmtoday/cmdebate/home.htm</a> from around 5pm today</font></span></p>
<p><span class="283381213-22042009"></span></p>
<p><strong><font face="Arial"><span class="283381213-22042009"><hr />K</span>ey points of 2009 Budget</font></strong></p>
<p><font size="2" face="Arial"><br />
<strong>TAX<br />
</strong>• Income tax for those earning more than £150,000 to rise to 50% from April 2010• Tax relief on pensions to be reduced for people on more than £150,000 a year from April 2011</font><font size="2" face="Arial"><strong>UK ECONOMY<br />
</strong>• Economy forecast to shrink 3.5% in 2009</p>
<p>• Growth expected to pick up in 2010, expanding by 1.25%.</p>
<p>• Economy to grow by 3.5% annually from 2011</p>
<p>• Public borrowing to increase to £175bn this year</p>
<p>• Borrowing levels to rise by £173bn, £140bn, £118bn and £97bn in years after</p>
<p>• Consumer price inflation to fall to 1% by end of year.</p>
<p>• Capital investment to continue at historically high levels until 2012</p>
<p><strong>JOBS AND TRAINING<br />
</strong>• Government support for economy to protect 500,000 jobs</p>
<p>• All long-term unemployed under 25s to be offered job or training</p>
<p>• £1.7bn additional resources for Job Centre network</p>
<p>• £250m funding to help people get work experience in growth industries</p>
<p>• Funding to create 54,000 new places in sixth form education<br />
<strong>HOUSING<br />
</strong>• Scheme to guarantee mortgage backed securities to boost lending</p>
<p>• Stamp duty holiday for homes up to £175,000 to be extended to end of year</p>
<p>• Extra £80m for shared equity mortgage scheme</p>
<p>• £500m to kickstart stalled housing projects - including £100m for local authorities to build energy efficient homes</p>
<p>• £50m to upgrade housing for the armed forces</p>
<p><strong>ENVIRONMENT<br />
</strong>• Britain commits to cut carbon emissions by 34% by 2020</p>
<p>• An extra £1bn to help combat climate change by supporting low-carbon industries</p>
<p>• £525m for offshore wind projects over the next two years</p>
<p>• £435m support for energy efficiency schemes for homes, firms and public buildings</p>
<p>• £405m to encourage low-carbon energy and advanced green manufacturing</p>
<p><strong>CAR SCRAPPAGE SCHEME<br />
</strong>• From next month until March 2010 motorists to get £2,000 discount on new cars if they trade in cars older than 10 years<br />
<strong>GOVERNMENT SAVINGS<br />
</strong>• Tax loopholes and schemes identified which could provide £1bn of extra revenue over the next three years if closed</p>
<p>• An extra £9bn in efficiency savings is planned</p>
<p>• Public spending to be cut from 1.1% next year to 0.7% in 2011-2012<br />
<strong>BENEFITS<br />
</strong>• Child tax credit to rise by £20 by 2010</p>
<p>• Child trust funds for disabled children to rise by £100 a year, £200 a year for severely disabled children<br />
<strong>SAVINGS<br />
</strong>• Annual limit for tax-free ISAs to rise to more than £10,000 for over-50s this year and for everyone else next year</p>
<p><strong>PENSIONERS<br />
</strong>• Grandparents of working age who care for their grandchildren will see that work count towards their entitlement for the basic state pension</p>
<p>• Winter fuel allowance to be maintained at higher level - £250 for over 60s and £400 for over-80s - for another year</p>
<p>• The basic state pension will be increased by at least 2.5%, regardless of inflation</p>
<p><strong>CIGARETTES, ALCOHOL AND FUEL<br />
</strong>• Alcohol taxes to go up 2% from midnight - one estimate is that it would put 5p on the average pint of beer</p>
<p>• Tax on tobacco to go up by 2% from 6pm</p>
<p>• Fuel duty to rise by 2p per litre from September, then by 1p a litre above indexation each April for the next four years</p>
<p><strong>HELP FOR BUSINESS<br />
</strong>• Help for loss-making companies extended - they will be able to reclaim more taxes paid in the last three years until November 2010</p>
<p>• Businesses&#8217; main capital allowance rate doubled to 40%</p>
<p>• New £750m strategic investment fund to help emerging technologies and regionally important sectors</p>
<p></font><span class="283381213-22042009"><font size="2" face="Arial">(source: <a target="_blank" href="http://news.bbc.co.uk/1/hi/uk_politics/8011882.stm">http://news.bbc.co.uk/1/hi/uk_politics/8011882.stm</a>)</font></span></p>
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		</item>
		<item>
		<title>REPOSSESSIONS: Labour Failing people in their hour of need</title>
		<link>http://burylibdems.mycouncillor.org.uk/2009/03/20/repossessions-labour-failing-people-in-their-hour-of-need/</link>
		<comments>http://burylibdems.mycouncillor.org.uk/2009/03/20/repossessions-labour-failing-people-in-their-hour-of-need/#comments</comments>
		<pubDate>Fri, 20 Mar 2009 11:42:29 +0000</pubDate>
		<dc:creator>vicdalbert</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Housing]]></category>

		<category><![CDATA[Local Issues]]></category>

		<guid isPermaLink="false">http://burylibdems.mycouncillor.org.uk/2009/03/20/repossessions-labour-failing-people-in-their-hour-of-need/</guid>
		<description><![CDATA[LIBERAL Democrats in Bury have slammed as &#8216;totally inadequate&#8217; a government scheme supposed to help families facing the loss of their homes. 
The Mortgage Rescue Scheme was announced in November last year by the Government following an alarming rise in the number of people having their homes repossessed by mortgage lenders. But Labour ministers have restricted the scheme [...]]]></description>
			<content:encoded><![CDATA[<p><strong><span style="font-size: 11pt; font-family: Arial">LIBERAL Democrats in Bury have slammed as &#8216;totally inadequate&#8217; a government scheme supposed to help families facing the loss of their homes.</span></strong><span style="font-size: 11pt; font-family: Arial"> </span></p>
<p><span style="font-size: 11pt; font-family: Arial">The Mortgage Rescue Scheme was announced in November last year by the Government following an alarming rise in the number of people having their homes repossessed by mortgage lenders.</span><span style="font-size: 11pt; font-family: Arial"> </span><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial">But Labour ministers have restricted the scheme to only 6,000 homes across the whole of </span></span><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial">England. </span></span></p>
<p><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial">That means only one in 25 households facing repossession claims in the courts – the first part of a process mortgage lenders have to go through to repossess a home – will get help under the scheme.</span> </span><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial">713 repossession claims were issued in Bury in 2008, and many more are expected in 2009. But only 29 are likely to have their homes saved under this scheme.</span></span></p>
<p><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial"></span><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial">Vic D’Albert, Parliamentary candidate for Bury South said, “The Mortgage Rescue Scheme was launched with a great fanfare by the Government in the autumn. But it is totally inadequate for the tidal wave of repossessions that local residents are facing.</span><span style="font-size: 11pt; font-family: Arial"> </span></span></span><span style="font-size: 11pt; font-family: Arial"> </span></p>
<p><span style="font-size: 11pt; font-family: Arial"></span><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial">“The idea behind the scheme is something Liberal Democrats have long been pushing – giving councils and housing associations the opportunity to help residents in mortgage arrears by buying a share in the equity of the home, or even buying it outright. The householders would then rent back their home, therefore avoiding eviction.</span><span style="font-size: 11pt; font-family: Arial"> </span></span></p>
<p><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial"></span><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial">“But Labour have taken a good idea and then failed to make it a reality. Only 29</span><span style="font-size: 11pt; font-family: Arial"> families in Bury out of 713 facing repossession will get help.<span> This is totally inadequate.</span></span></span></span><span style="font-size: 11pt; font-family: Arial"> </span><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial">“Labour are behaving like King Canute sitting on the beach hoping they can order the repossession tidal wave to roll back into the sea. At the same time, families are being engulfed in repossession orders and homes are being swept away.</span><span style="font-size: 11pt; font-family: Arial"> </span></span><span style="font-size: 11pt; font-family: Arial"> </span></span></p>
<p><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial"></span></span><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial"></span><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial"></span><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial">“Repossession is a terrifying reality for too many people in Bury. The Mortgage Rescue Scheme needs to be expanded urgently or else residents will face being thrown onto the streets.This failing Labour Government is failing people in their hour of need”</span></span></span></span></p>
<p><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial"><span style="font-size: 11pt; font-family: Arial"><strong><em>Vic D&#8217;Albert is Lib Dem Parliamentary candidate for Bury South. Keep up to date with all his activities at </em></strong><a href="http://www.vicdalbert.net/"><strong><em>www.vicdalbert.net</em></strong></a></span></span></span></span></p>
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		<item>
		<title>BURY COUNCIL MUST GET A GRIP OF SCHOOLS ISSUE</title>
		<link>http://burylibdems.mycouncillor.org.uk/2009/03/02/bury-council-must-get-a-grip-of-schools-issue/</link>
		<comments>http://burylibdems.mycouncillor.org.uk/2009/03/02/bury-council-must-get-a-grip-of-schools-issue/#comments</comments>
		<pubDate>Mon, 02 Mar 2009 14:45:51 +0000</pubDate>
		<dc:creator>vicdalbert</dc:creator>
		
		<category><![CDATA[Education]]></category>

		<category><![CDATA[Local Issues]]></category>

		<category><![CDATA[Local Council]]></category>

		<category><![CDATA[Local Services]]></category>

		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://burylibdems.mycouncillor.org.uk/2009/03/02/bury-council-must-get-a-grip-of-schools-issue/</guid>
		<description><![CDATA[

Lib Dem Parliamentary Candidate for Bury South, Vic D’Albert has told Bury Council they “need to get a grip of the situation affecting Radcliffe Riverside and The Derby High Schools as they risk letting down both schools”.  
Problems with the planned re-building of Radcliffe Riverside on the old East Lancashire Paper Mill site has rumbled [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><strong><span style="font-family: Arial"><font size="2"><span style="font-family: Arial"><font size="2"><span style="font-family: Arial"><font size="2"><a href="http://vicdalbert.mycouncillor.org.uk/files/2009/03/the-derby-high.jpg" title="the-derby-high.jpg"><img src="http://vicdalbert.mycouncillor.org.uk/files/2009/03/the-derby-high.thumbnail.jpg" alt="the-derby-high.jpg" /></a><a href="http://vicdalbert.mycouncillor.org.uk/files/2009/03/elpm.jpg" title="elpm.jpg"><img src="http://vicdalbert.mycouncillor.org.uk/files/2009/03/elpm.thumbnail.jpg" alt="elpm.jpg" /></a></font></span></font></span><a href="http://vicdalbert.mycouncillor.org.uk/files/2009/03/radcliffe-riverside.jpg" title="radcliffe-riverside.jpg"><img src="http://vicdalbert.mycouncillor.org.uk/files/2009/03/radcliffe-riverside.thumbnail.jpg" alt="radcliffe-riverside.jpg" /></a></font></span></strong></p>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><strong><span style="font-family: Arial"><font size="2"><span style="font-family: Arial"></span></font></span></strong></p>
<p><strong><span style="font-family: Arial"><font size="2"><span style="font-family: Arial"></span></font></span></strong><strong><span style="font-family: Arial"><font size="2">Lib Dem Parliamentary Candidate for Bury South, Vic D’Albert has told Bury Council they “need to get a grip of the situation affecting Radcliffe <city w:st="on"></city>Riverside and The Derby High Schools as they risk letting down both schools”.</font></span></strong><span style="font-family: Arial"><font size="2"> </font> </span></p>
<p><span style="font-family: Arial"></span><span style="font-family: Arial"><span style="font-family: Arial"><font size="2">Problems with the planned re-building of Radcliffe Riverside on the old East Lancashire Paper Mill site has rumbled on for months and recently new plans that envisaged utilising The Derby High School site were mooted. Then following the Councils decision being approved The Derby School Governors rejected the proposals.</font></span></span></p>
<p><span style="font-family: Arial"><span style="font-family: Arial"></span></span><span style="font-family: Arial"><font size="2">Vic D’Albert said, “This whole saga has veered from concern to anguish to anger amongst those affected. And now if Bury Council don’t deal with this issue properly they risk losing millions of pounds of investment in local High Schools.”</font></span></p>
<p><span style="font-family: Arial"><span style="font-family: Arial"><font size="2">Under the Governments’ Building Schools for the future programme, Bury Council can tap into millions of pounds of grants for rebuilding and refurbishing local schools. Bury Council planned to tap into these funds for the rebuild of Radcliffe Riverside and refurbishment of other schools. However the Government makes it conditional that the Local Authority addresses issues of spare capacity (as a result of falling rolls) and they need assurances that all affected schools support the proposals.</font></span><span style="font-family: Arial"><font size="2"> </font></span></span></p>
<p><span style="font-family: Arial"><span style="font-family: Arial"><span style="font-family: Arial"><font size="2">“The recent turn of events which has seen Radcliffe Riverside unhappy at plans and The Derby High reject the proposals, now means these proposals and the much needed funds are at best in serious jeopardy. Bury Council needs to get a grip of the situation for the benefit of all concerned. They need to bring people together, consult properly with all stakeholders and deal with this issue. If all concerned need to be locked up together in the town hall until the matter is resolved then so be it. </font></span></span></span></p>
<p><span style="font-family: Arial"><span style="font-family: Arial"><span style="font-family: Arial"></span></span></span><span style="font-family: Arial"><span style="font-family: Arial"></span></span><span style="font-family: Arial"><span style="font-family: Arial"><font size="2">&#8220;This situation cannot be allowed to continue drifting with the arguments being raged through the local media.</font></span><span style="font-family: Arial"><font size="2">If Bury’s Conservative administration fail to deal with this properly they will adversely affect the future education of thousands of high schools students.”</font></span></span><span style="font-family: Arial"> </span></p>
<p><span style="font-family: Arial"><span style="font-family: Arial"><span lang="EN-GB"><font size="2"><font face="Arial"><em><strong>Vic D&#8217;Albert has today written to Bury Council’s Director of Childrens Services urging a special summit meeting of all concerned is organised in order to resolve the issue and progress the matter formally, breaking the deadlock. He has suggested representatives of both Governing bodies, Head teachers Officers, and the Councils Executive Portfolio holder should be involved at the very least.</strong></em></font></font></span></span></span></p>
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		<title>PLAN TO BOOST AFFORDABLE HOMES IN BURY</title>
		<link>http://burylibdems.mycouncillor.org.uk/2009/02/27/plan-to-boost-affordable-homes-in-bury/</link>
		<comments>http://burylibdems.mycouncillor.org.uk/2009/02/27/plan-to-boost-affordable-homes-in-bury/#comments</comments>
		<pubDate>Fri, 27 Feb 2009 15:21:51 +0000</pubDate>
		<dc:creator>vicdalbert</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Housing]]></category>

		<category><![CDATA[Local Issues]]></category>

		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://burylibdems.mycouncillor.org.uk/2009/02/27/plan-to-boost-affordable-homes-in-bury/</guid>
		<description><![CDATA[
Bury South Liberal Democrats have welcomed plans to boost affordable housing and avoid home repossession. 
The plans, launched by the Liberal Democrat Shadow Chancellor Vince Cable MP and Shadow Housing Minister Sarah Teather MP, include: 


providing refurbishment loans for owners of empty homes if the homes are leased to housing associations,

boosting the amount of private housing for [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span style="font-family: Arial"><font size="2"><a href="http://vicdalbert.mycouncillor.org.uk/files/2008/05/houses.jpg" title="houses.jpg"><strong><img src="http://vicdalbert.mycouncillor.org.uk/files/2008/05/houses.jpg" alt="houses.jpg" /></strong></a></font></span></p>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span style="font-family: Arial"></span><span style="font-family: Arial"><font size="2"><strong>Bury South Liberal Democrats have welcomed plans to boost affordable housing and avoid home repossession.</strong></font></span><span style="font-family: Arial"><font size="2"> </font></span></p>
<p align="left"><span style="font-family: Arial"></span><span style="font-family: Arial"><span style="font-family: Arial"><font size="2">The plans, launched by the Liberal Democrat Shadow Chancellor Vince Cable MP and Shadow Housing Minister Sarah Teather MP, include:</font></span><span style="font-family: Arial"><font size="2"> </font></span></span></p>
<ul>
<li>
<p align="left"><span style="font-family: Arial"><span style="font-family: Arial"></span></span><span style="font-family: Arial"><font size="2">providing refurbishment loans for owners of empty homes if the homes are leased to housing associations,</font></span></p>
</li>
<li><span style="font-family: Arial"><font size="2">boosting the amount of private housing for rent including using empty commercial property temporarily as housing,</font></span></li>
<li style="margin: 0cm 0cm 0pt; tab-stops: list 36.0pt" class="MsoNormal">
<p align="left"><span style="font-family: Arial"><font size="2">bringing in a new type of secure mortgage to help boost lending to house buyers,</font></span></p>
</li>
<li style="margin: 0cm 0cm 0pt; tab-stops: list 36.0pt" class="MsoNormal">
<p align="left"><span style="font-family: Arial"><font size="2">letting councils and housing associations buy up unsold private houses and allowing them access to funds to bring their homes up to social housing standards, </font></span></p>
</li>
<li style="margin: 0cm 0cm 0pt; tab-stops: list 36.0pt" class="MsoNormal">
<p align="left"><span style="font-family: Arial"></span><span style="font-family: Arial"><font size="2">making sure the courts allow repossession only as a last resort.</font></span></p>
</li>
</ul>
<p align="left" style="margin: 0cm 0cm 0pt; tab-stops: list 36.0pt" class="MsoNormal"><span style="font-family: Arial"></span><span style="font-family: Arial"><font size="2">Parliamentary spokesperson for Bury South Lib Dems, Vic D’Albert said, “There are many people right across Radcliffe, Whitefield and Prestwich who are struggling to get their own home or are facing repossession because of the recession. We must do all we can to help residents through these bad times.</font></span><span style="font-family: Arial"><font size="2"> </font></span></p>
<p align="left" style="margin: 0cm 0cm 0pt; tab-stops: list 36.0pt" class="MsoNormal"><span style="font-family: Arial"></span></p>
<p align="left" style="margin: 0cm 0cm 0pt; tab-stops: list 36.0pt" class="MsoNormal"><span style="font-family: Arial"></span><span style="font-family: Arial"></span></p>
<p align="left" style="margin: 0cm 0cm 0pt; tab-stops: list 36.0pt" class="MsoNormal"><span style="font-family: Arial"></span></p>
<p align="left" style="margin: 0cm 0cm 0pt; tab-stops: list 36.0pt" class="MsoNormal"><span style="font-family: Arial"><font size="2">“Many homes built just before the recession started lie empty, often because the banks are not lending to people wanting to buy, yet there are many people needing a place to live. We want to unblock the system and our plans will help to do that.</font></span><span style="font-family: Arial"><font size="2"> </font></span></p>
<p align="left" style="margin: 0cm 0cm 0pt; tab-stops: list 36.0pt" class="MsoNormal"><span style="font-family: Arial"></span><span style="font-family: Arial"><span style="font-family: Arial"><font size="2">“Giving housing associations and councils the opportunity to buy up empty homes that builders cannot sell will mean hundreds of local families will be able to rent a place of their own.</font></span></span></p>
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		<item>
		<title>Home energy plans mean cheaper bills in Bury</title>
		<link>http://burylibdems.mycouncillor.org.uk/2009/02/16/home-energy-plans-mean-cheaper-bills-in-bury/</link>
		<comments>http://burylibdems.mycouncillor.org.uk/2009/02/16/home-energy-plans-mean-cheaper-bills-in-bury/#comments</comments>
		<pubDate>Mon, 16 Feb 2009 13:18:37 +0000</pubDate>
		<dc:creator>vicdalbert</dc:creator>
		
		<category><![CDATA[Local Issues]]></category>

		<category><![CDATA[Environment]]></category>

		<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://burylibdems.mycouncillor.org.uk/2009/02/16/home-energy-plans-mean-cheaper-bills-in-bury/</guid>
		<description><![CDATA[PLANS by the Liberal Democrats to massively increase the energy efficiency of all homes will lead to big savings in energy bills, say Bury Liberal Democrats.
In a message to local residents, Parliamentary spokesperson for Bury South, Vic D’Albert has backed the plans to raise the standard of home energy efficiency.
“The energy efficiency standards of 99 [...]]]></description>
			<content:encoded><![CDATA[<p><strong>PLANS by the Liberal Democrats to massively increase the energy efficiency of all homes will lead to big savings in energy bills, say Bury Liberal Democrats.</strong></p>
<p>In a message to local residents, Parliamentary spokesperson for Bury South, Vic D’Albert has backed the plans to raise the standard of home energy efficiency.</p>
<p>“The energy efficiency standards of 99 out of every 100 homes fall well below what they should be,” said Vic D’Albert. “Nearly every one of us is spending money on bills to heat the great outdoors as so much energy escapes from our homes.</p>
<p>“We want to bring home energy efficiency up to the highest level possible. In the past year, fuel bills have gone through the roof. But too often, our heat is escaping through the roof as well. Our plans will put an end to that.</p>
<p>”By cutting energy waste, we are also cutting the damage we do to the environment. It’s a win-win situation: lower fuel bills and fewer emissions that are leading to climate change that has given us extreme weather.”</p>
<p>The Liberal Democrats’ plans include requiring energy companies to use some of the £9 billion profit they have made from emissions trading to insulate the homes of the poorest residents.</p>
<p>They will also set up a National Green Loans scheme which will pay for a complete overhaul of the energy efficiency of people’s homes. Repayments will be added to energy bills with the loan paid off from the savings in energy use. Loan repayments will not be allowed to be more than the savings.</p>
<p>“This is a great idea for helping people to cut their energy bills and help us save the planet,” said Vic D’Albert.</p>
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		<title>Council graffiti response “woefully inadequate” say local Lib Dems</title>
		<link>http://burylibdems.mycouncillor.org.uk/2009/02/10/council-graffiti-response-%e2%80%9cwoefully-inadequate%e2%80%9d-say-local-lib-dems/</link>
		<comments>http://burylibdems.mycouncillor.org.uk/2009/02/10/council-graffiti-response-%e2%80%9cwoefully-inadequate%e2%80%9d-say-local-lib-dems/#comments</comments>
		<pubDate>Tue, 10 Feb 2009 16:28:12 +0000</pubDate>
		<dc:creator>timpickstone</dc:creator>
		
		<category><![CDATA[Environment]]></category>

		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://burylibdems.mycouncillor.org.uk/2009/02/10/council-graffiti-response-%e2%80%9cwoefully-inadequate%e2%80%9d-say-local-lib-dems/</guid>
		<description><![CDATA[Council graffiti response “woefully inadequate” say local Lib Dems
Local Councillors have reacted with anger after another spate of graffiti in Prestwich, and are calling on the Council to take immediate action to clean up the mess.

Cllr Vic D’Albert, Liberal Democrat Councillor for Holyrood ward and Chair of Prestwich Local Area Partnership said “I am disgusted [...]]]></description>
			<content:encoded><![CDATA[<p>Council graffiti response “woefully inadequate” say local Lib Dems</p>
<p>Local Councillors have reacted with anger after another spate of graffiti in Prestwich, and are calling on the Council to take immediate action to clean up the mess.</p>
<p><a href="http://www.flickr.com/photos/timpickstone/3007641440/" title="DSC_0595 by timpickstone, on Flickr"><img src="http://farm4.static.flickr.com/3233/3007641440_0700406c17_m.jpg" width="240" height="160" alt="DSC_0595" /></a></p>
<p>Cllr Vic D’Albert, Liberal Democrat Councillor for Holyrood ward and Chair of Prestwich Local Area Partnership said “I am disgusted that vandals continue to bring misery to local people by daubing our streets with graffiti. And I am equally angry with the Council’s woefully inadequate response. This has been going on for too long now, and it’s about time action was taken. The Local Area Partnership and the Police are already using very tight resources to try to manage this problem, but the Council need to take action now to help us and clean up the streets”</p>
<p>Liberal Democrats at Bury Town Hall have been campaigning for action for months. At a Council meeting in February they staged a demonstration displaying photographs of graffiti which has blighted Prestwich for months. The Council have offered graffiti kits for residents and businesses, but have so far directed no extra resource to clear up a problem which is getting worse.</p>
<p>Lib Dem spokesperson for Environmental Service Cllr Ann Garner said “The graffiti is on everything from streets signs to walls, and from utility buildings to business property. Graffiti kits are not a suitable solution except in limited circumstances. The Council have the power to insist that utility companies clean up graffiti on their property, and need to direct real efforts into cleaning it from their own property. I am proud of what Prestwich has to offer, and it is being ruined by graffiti which goes uncleaned for months.”</p>
<p>Cllr D’Albert concluded “We need to work together on this. Prestwich Councillors are doing their bit by leading the community fight. The Police did their bit by catching offenders, and we are supporting them to try to catch the latest offenders. But the Council are letting us down. They need to take action to clean up Prestwich now. “</p>
<p>Ends</p>
<p>Notes to Editor<br />
Cllr Vic D&#8217;Albert is the Chair of Prestwich Area Partnership  and is a Councillor for Holyrood Ward in Prestwich<br />
Cllr Ann Garner is the Lib Dem Spokesperson on the Environment  and is a Councillor for Sedgley Ward in Prestwich</p>
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		<title>Children in Bury will benefit from Schools Plan</title>
		<link>http://burylibdems.mycouncillor.org.uk/2009/02/06/children-in-bury-will-benefit-from-schools-plan/</link>
		<comments>http://burylibdems.mycouncillor.org.uk/2009/02/06/children-in-bury-will-benefit-from-schools-plan/#comments</comments>
		<pubDate>Fri, 06 Feb 2009 09:24:03 +0000</pubDate>
		<dc:creator>timpickstone</dc:creator>
		
		<category><![CDATA[Education]]></category>

		<category><![CDATA[Local Issues]]></category>

		<guid isPermaLink="false">http://burylibdems.mycouncillor.org.uk/2009/02/06/children-in-bury-will-benefit-from-schools-plan/</guid>
		<description><![CDATA[
PROPOSALS from the Liberal Democrats for big improvements to schools and teaching will see around £11 million of extra cash for schools in Bury to boost the education and life chances of thousands of children say local party members.
The plans were launched by Party Leader Nick Clegg and Shadow Secretary of State for Schools, David [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://farm3.static.flickr.com/2332/2242109034_c450858fe3_m.jpg" alt="" /></p>
<p>PROPOSALS from the Liberal Democrats for big improvements to schools and teaching will see around £11 million of extra cash for schools in Bury to boost the education and life chances of thousands of children say local party members.</p>
<p>The plans were launched by Party Leader Nick Clegg and Shadow Secretary of State for Schools, David Laws MP. They call for raising standards in all local schools; closing the gap between children from rich and poor families and ending the era of Government meddling in education.</p>
<p>Speaking about the proposals to a meeting of members and residents, Councillor Tim Pickstone, who leads the Lib Dems in Bury said:</p>
<p>“There are a number of radical ideas to ensure all young people get the best start in life. The extra cash will make a real difference in our local schools.</p>
<p>“I am particularly pleased that funding is proposed to cut infant class sizes to private school levels of 15.</p>
<p>“We will also introduce a £2.5bn Pupil Premium, to ensure that extra funding goes to the pupils with the highest needs, whichever school they are in. And some of that extra money will pay for after school and Saturday classes, and extended school days.</p>
<p>“We will also get central government off the back of schools, teachers and pupils. The days of ministers in Whitehall stifling schools and interfering with everything that happens in the classroom must end.</p>
<p>“Schools here in Bury need to be freed to teach children rather than spend their time obeying ministerial orders and trying to achieve government targets.</p>
<p>“The schools proposals put forward by the Liberal Democrats will go a long way to ensuring that the many thousands of local children who go to local schools have at least as good a start in life as the small number who are educated privately.”</p>
<p>The proposals will be debated at the party’s spring conference in Harrogate in March.</p>
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		<title>Bury Lib Dems “Ashamed of Pay and Grading Calamity.”</title>
		<link>http://burylibdems.mycouncillor.org.uk/2009/02/06/bury-lib-dems-%e2%80%9cashamed-of-pay-and-grading-calamity%e2%80%9d/</link>
		<comments>http://burylibdems.mycouncillor.org.uk/2009/02/06/bury-lib-dems-%e2%80%9cashamed-of-pay-and-grading-calamity%e2%80%9d/#comments</comments>
		<pubDate>Fri, 06 Feb 2009 09:15:49 +0000</pubDate>
		<dc:creator>timpickstone</dc:creator>
		
		<category><![CDATA[Local Issues]]></category>

		<category><![CDATA[Local Services]]></category>

		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://burylibdems.mycouncillor.org.uk/2009/02/06/bury-lib-dems-%e2%80%9cashamed-of-pay-and-grading-calamity%e2%80%9d/</guid>
		<description><![CDATA[Liberal Democrats on Bury Council are “ashamed” of the treatment of Council staff in the recent Pay and Grading review, according to Liberal Democrat Group Leader Cllr Tim Pickstone.
Cllr Pickstone, speaking at the meeting of Bury Council on February 4th, said “In all honesty, I was ashamed of the review. I was ashamed that that [...]]]></description>
			<content:encoded><![CDATA[<p>Liberal Democrats on Bury Council are “ashamed” of the treatment of Council staff in the recent Pay and Grading review, according to Liberal Democrat Group Leader <a href="http://www.timpickstone.net">Cllr Tim Pickstone</a>.</p>
<p>Cllr Pickstone, speaking at the meeting of Bury Council on February 4th, said “In all honesty, I was ashamed of the review. I was ashamed that that staff were sent letters saying that their salary would drop - only to be sent new letters a couple of months later saying that the rates would fall even more, and ashamed that staff were sent dismissal letters giving over the Christmas holidays, and then saw them withdrawn because of a lack of consultation.”</p>
<p>The Liberal Democrats supported a motion of no confidence in the Conservative Leader of the Council, Cllr Bob Bibby. But Cllr Pickstone said “It is true that the Conservatives run the Council and must take much of the blame for this calamity, but there has been a breakdown in relations between the Council and its staff representatives, and in my view the Labour Party must also take their share of blame because they were in control of the Council when this started.</p>
<p>Liberal Democrat spokesman for Resource and Performance, <a href="http://www.richardbaum.net">Cllr Richard Baum</a> said “The Council has not been at its best whilst the Conservatives have been running this process. The Tories made a mockery of the scrutiny process by bending the rules around how decisions are overseen by the Council, and have consistently refused offers of help from other parties to try and work this out.”</p>
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		<title>Green plans will boost jobs and homes in Bury</title>
		<link>http://burylibdems.mycouncillor.org.uk/2008/12/19/green-plans-will-boost-jobs-and-homes-in-bury/</link>
		<comments>http://burylibdems.mycouncillor.org.uk/2008/12/19/green-plans-will-boost-jobs-and-homes-in-bury/#comments</comments>
		<pubDate>Fri, 19 Dec 2008 15:44:53 +0000</pubDate>
		<dc:creator>vicdalbert</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Local Issues]]></category>

		<category><![CDATA[Environment]]></category>

		<category><![CDATA[Transport]]></category>

		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://burylibdems.mycouncillor.org.uk/2008/12/19/green-plans-will-boost-jobs-and-homes-in-bury/</guid>
		<description><![CDATA[Liberal Democrats in Bury have given their backing to plans for investment in green schemes that will make homes warmer, cut energy bills and improve public transport.
The plans, called Green Road out of Recession, were announced on 18th December by Liberal Democrat leader Nick Clegg MP. 
The plans will cost £12.5bn, which would be paid for [...]]]></description>
			<content:encoded><![CDATA[<p class="entry"><span style="font-family: Arial"><font size="2"><strong>Liberal Democrats in Bury have given their backing to plans for investment in green schemes that will make homes warmer, cut energy bills and improve public transport.</strong></font></span></p>
<p><span style="font-family: Arial"><font size="2"><strong>The plans, called </strong></font></span><span style="font-family: Arial"><font size="2"><strong>Green Road out of Recession, were announced on 18th December by Liberal Democrat leader Nick Clegg MP.<span style="font-family: Arial"><font size="2"> </font></span></strong></font></span></p>
<p><span style="font-family: Arial"><font size="2"><span style="font-family: Arial"></span></font></span><span style="font-family: Arial"><font size="2"><span style="font-family: Arial"><font size="2">The plans will cost £12.5bn, which would be paid for by scrapping the recent VAT cut. The vast majority of that money will be spent immediately, making a real impact on the economy and people’s lives right away.</font></span><span style="font-family: Arial"><font size="2"> </font></span><span style="font-family: Arial"><font size="2"><street w:st="on"></street></p>
<address w:st="on"><strong><span style="font-family: Arial">Green Road </span><span style="font-family: Arial">out of the Recession proposals include:</span></strong></address>
<p></font></span></font></span></p>
<ul>
<li><span style="font-family: Arial"></span><span style="font-family: Arial"><font color="#666666"><span style="font-family: Arial"><font size="2">A five-year programme to insulate every school and hospital, with 20% completed in the first year</font></span> </font></span></li>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoPlainText"><span style="font-family: Arial"><font size="2" color="#666666">Funding insulation and energy efficiency for a million homes, with a £1,000 subsidy for a million more </font></span></p>
</li>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoPlainText"><span style="font-family: Arial"><font size="2" color="#666666">Building 40,000 extra zero-carbon social houses</font></span></p>
</li>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoPlainText"><span style="font-family: Arial"><font size="2" color="#666666">Buying 700 new train carriages</font></span></p>
</li>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoPlainText"><span style="font-family: Arial"><font size="2" color="#666666">Installing energy and money saving smart meters in every home within five years</font></span></p>
</li>
</ul>
<p><span style="font-family: Arial"><font size="2">“The plans proposed by Nick Clegg and the Liberal Democrats will give an immediate boost to the economy here in Bury,” said Vic D’Albert, Lib Dem Parliamentary Spokesperson for Bury South“. And by insulating people’s homes, it will help thousands of residents whose heating bills have gone through the roof in the past year.</font></span></p>
<p><span style="font-family: Arial"> </span><span style="font-family: Arial"><font size="2">“I would particularly welcome the widespread introduction of smart meters in homes which would prove a massive boost to the increasing numbers of residents suffering from fuel poverty across the area.”</font></span><span style="font-family: Arial"><font size="2"> </font></span></p>
<p><span style="font-family: Arial"></span><span style="font-family: Arial"><span style="font-family: Arial"><font size="2">Richard Baum, Parliamentary spokesperson for Bury North also welcomed the proposals adding, “Whilst Labour and the Conservatives are quietly dropping serious interest in tackling climate change and damage to the environment, Liberal Democrats believe that moving forward with green action on homes and transport will create jobs, cut energy bills, put money back into people’s pockets and protect the environment. It’s right for Britain and it’s right for Bury”.</font></span></span></p>
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		<title>LIB DEMS - AHEAD OF THE GAME ON THE ECONOMY</title>
		<link>http://burylibdems.mycouncillor.org.uk/2008/11/18/lib-dems-ahead-of-the-game-on-the-economy/</link>
		<comments>http://burylibdems.mycouncillor.org.uk/2008/11/18/lib-dems-ahead-of-the-game-on-the-economy/#comments</comments>
		<pubDate>Tue, 18 Nov 2008 13:27:18 +0000</pubDate>
		<dc:creator>vicdalbert</dc:creator>
		
		<category><![CDATA[Taxation]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Local Issues]]></category>

		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://burylibdems.mycouncillor.org.uk/2008/11/18/lib-dems-ahead-of-the-game-on-the-economy/</guid>
		<description><![CDATA[
The Liberal Democrats have consistently been ahead of the game on economic issues. Here is a list of ten things we called for first, and which have now either been implemented or taken on board by at least one of the other two main parties.


Northern Rock nationalisation - it was clear to us that this [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: 13.5pt; font-family: Arial"></p>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span style="font-family: Arial-BoldMT" lang="EN-US"><font size="2"><strong>The Liberal Democrats have consistently been ahead of the game on economic issues. Here is a list of ten things we called for first, and which have now either been implemented or taken on board by at least one of the other two main parties.</strong></font></span></p>
<ul>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><font size="2"><span><strong>Northern Rock nationalisation </strong>- it was clear to us that this was unavoidable in November last year. It took the Government until February to act.</span></font></p>
</li>
</ul>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span><font size="2"></font></span></p>
<ul>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span><font size="2"><strong>Independence of the Bank of England </strong>- longstanding Lib Dem policy. First Labour implemented it, over Tory opposition. Now even the Tories support it.</font></span></p>
</li>
</ul>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span></span><span><font size="2"></font></span></p>
<ul>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span><font size="2"><strong>Recapitalisation of the banks </strong>- Vince Cable was the first politician to call for this. Three days later the Chancellor announced that this would be going ahead.</font></span></p>
</li>
</ul>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span><font size="2"></font></span></p>
<ul>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span><font size="2"><strong>Tackling the bonus culture </strong>- in May we were the first party to put forward proposals for tackling the harmful bonus culture in the financial sector. By the autumn, ministers and the Tory leadership had realised the situation was indefensible and changed their tune..</font></span></p>
</li>
</ul>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span style="font-family: Arial-BoldMT" lang="EN-US"><strong></strong></span></p>
<ul>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span><font size="2"><strong>Regulation of &#8217;sale and rent back&#8217; agreements </strong>- this was part of our &#8216;7 point plan&#8217; for dealing with personal debt, launched in September 2003. The Government announced on 22nd October this year that they were finally looking into this.</font></span></p>
</li>
</ul>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span style="font-family: Arial-BoldMT" lang="EN-US"><strong></strong></span></p>
<ul>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span><font size="2"><strong>New court guidance to make repossession a &#8216;last resort&#8217;, obliging lenders to exhaust all alternatives first </strong>- another measure in the Government&#8217;s 22<sup>nd</sup> October announcement that the Lib Dems had been calling for for more than six months.</font></span></p>
</li>
</ul>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span style="font-family: Arial-BoldMT" lang="EN-US"><strong></strong></span></p>
<ul>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span><font size="2"><strong>Changes to capital adequacy laws to require banks to hold more capital in periods of boom and less in recession </strong>- we called for this back in January 2003. Now the Conservatives back it too.</font></span></p>
</li>
</ul>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span style="font-family: Arial-BoldMT" lang="EN-US"><strong></strong></span></p>
<ul>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span><font size="2"><strong>Ban on short selling of financial stocks </strong>- Vince Cable urged this on September 16th (having also raised the issue in July). The Government did not act until three days later, once the Americans had announced restrictions.</font></span></p>
</li>
</ul>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span style="font-family: Arial-BoldMT" lang="EN-US"><strong></strong></span></p>
<ul>
<li>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span><font size="2"><strong>National network of financial advice centres </strong>- since 2003 we have been calling for a network of local and generic financial advice, particularly for those on lower incomes, funded by a levy on the financial services industry. Earlier this year the Tories announced their support for this too, using almost exactly the same language.</font></span></p>
</li>
</ul>
<p style="margin: 0cm 0cm 0pt" class="MsoNormal"><span style="font-family: Arial-BoldMT" lang="EN-US"><strong></strong></span></p>
<ul>
<li><span><font size="2"><strong>Curbs on irresponsible lending </strong>- a commonplace sentiment now, but we called for &#8220;the publication by the Government of strict measures for responsible lending, which lenders must be required to observe&#8221; back in September 2003.</font></span><span style="font-size: 13.5pt; font-family: Arial"><span style="font-family: ArialMT" lang="EN-US"></span></span></li>
</ul>
<p></span></p>
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